Terms and Conditions

The Self-Employment Society™

Last updated: 18 Aug 2026

These Terms and Conditions ("Terms") govern your purchase of and use of any product sold by Heath Close Online Business Management LLC ("we," "us," "our"). By purchasing a product or ticking the box at checkout, you agree to these Terms.

1. What These Terms Cover

We sell more than one kind of product. Each kind works differently. These Terms are split so you can see which parts apply to what you bought.

Part One covers coaching engagements. These include live access to us, an online community, an AI thought partner, or any mix of those.

Part Two covers courses. These are self-paced, pre-recorded lessons you work through on your own.

Part Three covers digital downloads. These are static files such as PDFs, checklists, templates, and reference guides.

Part Four applies to every purchase, no matter what you bought.

If you bought more than one product, the Part for each one applies to that product only. Terms written for one kind of product do not carry over to another. A guarantee attached to a coaching engagement does not apply to a course or a digital download.

Part One — Coaching Engagements

2. Coaching Engagements

A coaching engagement is any product that includes live access to us, an online community, an AI thought partner, or any combination of those. It may also include course lessons, guided exercises, and program tools.

3. What Your Engagement Includes

What you get, how long you get it for, and what we promise are set out on the sales page and at checkout for that engagement. Those details form part of your agreement with us.

Engagements differ from each other. Read the sales page and checkout for the one you are buying. Do not assume that what was included in a past engagement is included in yours.

We may improve, update, or reorganize the content of an engagement over time.

4. Payment

The current price and payment options are shown at checkout. By purchasing, you agree to the price and payment terms presented to you there.

If you choose a payment plan, you agree to pay each installment on schedule. Your account is in good standing only when every payment due has cleared. Failing to keep your payments current places your account out of good standing and may suspend your access until payment is resolved.

5. Guarantees

Some engagements come with a guarantee. Some do not.

Where an engagement has a guarantee, the terms of that guarantee are the ones stated on the sales page and at checkout for that engagement. That includes the timeline, the conditions you must meet, and how to claim it.

A guarantee is the only outcome we promise. We do not promise any specific amount of income, revenue, or results beyond what the guarantee states.

Where no guarantee is stated, there is none.

6. Refund Policy

All sales are final. The only refund available is one described in a guarantee that applies to your engagement. We do not offer refunds for any other reason, including a change of mind.

If you enroll before the content begins, the wait before the first lesson or call is part of the schedule. It is not grounds for a refund.

UK and EU customers. If you are a consumer in the UK or EU, consumer law gives you the right to cancel within 14 days of your purchase. Where that right applies, we will honor it. It sits alongside any guarantee and does not change the rest of this Refund Policy.

A coaching engagement is a digital service. It includes things like live access, a community, or an AI thought partner that responds to what you put into it. Because of that, your 14-day cancellation right stays open even after you start using it.

If you cancel within the 14 days after you have already started, we may deduct a proportionate amount for what was supplied to you before you cancelled. That amount is calculated against the total price of the engagement.

7. Testimonials

Testimonials are optional. We may invite you to share a video or text testimonial about your experience. You are never required to. Your access, any guarantee that applies to you, and your standing do not depend on it.

If you choose to give a video or text testimonial, you grant us permission to use that testimonial and your likeness on our website.

8. Community Code of Conduct

This section applies where your engagement includes access to our online community.

Access to our community is a privilege, not a right, and depends on your compliance with our Code of Conduct.

We reserve the right to monitor the community and to remove any member who violates our Code of Conduct, including anyone engaging in harassment, spamming, unauthorized self-promotion, or disruptive conduct.

If you are found in violation, we reserve the right, at our sole discretion, to immediately end your access to the community without a refund, while keeping your course access active. In severe cases, we reserve the right, at our sole discretion, to end your access to both the community and the course content, with or without a full or partial refund.

We are the final judge of what counts as a violation.

9. Recording of Coaching Calls

This section applies where your engagement includes live calls.

We record our coaching calls. By joining a call, you agree to be recorded.

Why we record. Recordings are made so members can watch replays of group calls and catch up on anything they missed.

How recordings are used. Recordings are shared with members of that engagement only. We will not use a recording in marketing, advertising, or any public place without asking you first and getting your permission.

Your choice. Live calls are optional. You do not have to attend any of them. If you do join a call, anything you say on your microphone and anything shown on your camera may be recorded.

Other members' privacy. Recordings are for your own use inside the engagement. You may not copy, download, share, or post any recording outside it.

10. AI Thought Partner

This section applies where your engagement includes an AI thought partner, an AI assistant you can chat with.

Third-party platform. The AI runs on Pickaxe, a third-party platform. Your use of it is also subject to Pickaxe's terms of service at https://pickaxe.co/terms.

It is a thinking partner, not advice. The AI is a thinking partner to help you work through the material. It is not professional, legal, financial, tax, or business advice. Using it does not create any professional or advisory relationship between you and us.

Check its output. AI output can be wrong, incomplete, or out of date. Do not act on it without checking it first. You are responsible for reviewing anything the AI produces before you rely on it.

No new guarantee. The AI is one tool within your engagement. Using it does not, on its own, guarantee any specific result, outcome, income, or client. Any guarantee you have is the one stated on the sales page and at checkout for your engagement. This feature does not change, add to, or weaken it.

Your responsibility. You are responsible for how you use the AI and its output. You agree not to use it for any unlawful, harmful, or abusive purpose.

Our liability. To the fullest extent allowed by law, we are not liable for any loss that results from your reliance on AI output, from errors in that output, or from the feature being unavailable.

Our intellectual property. The methodology, prompts, and configuration behind the AI are our proprietary property. You are granted access to use the feature. You are not given ownership of it. You may not copy, extract, reverse-engineer, resell, or otherwise reproduce the tool or the content behind it.

Access and changes. Access to the AI is tied to your active membership and ends when your membership ends. We may set reasonable usage limits, and we may change or remove the feature at any time.

Part Two — Courses

11. Courses

A course is a self-paced online course made up of pre-recorded video lessons. It may also include worksheets or templates.

What a course includes is set out on the sales page and at checkout for that course.

Courses do not include any of the following:

Access to our online community.
Live coaching calls, group or individual.
Coaching or feedback from us.
The AI thought partner.

Those belong to coaching engagements under Part One. If a product includes any of them, it is a coaching engagement and Part One applies to it, not this Part.

12. Course Access

You get lifetime access to any course you buy. Lifetime means the commercial lifetime of that course. You may return to the lessons and any worksheets for as long as we offer it.

A course is a fixed set of lessons. We may replace or retire it. If we retire a course, we will give you a reasonable period of notice so you can save your own work first.

13. Course Payment

The current price is shown at checkout. By purchasing, you agree to the price and payment terms presented to you there.

14. No Guarantee

Courses have no guarantee. Buying a course does not give you any promise of a client, an income, or any other result.

Where a coaching engagement carries a guarantee, that guarantee applies to the engagement only. It does not extend to a course.

15. Course Refund Policy

All sales are final. We do not offer refunds on courses for any reason, including a change of mind.

UK and EU customers. If you are a consumer in the UK or EU, consumer law normally gives you a 14-day right to withdraw from a purchase. A course is digital content that is supplied to you immediately.

At checkout you are shown the following, and you must tick a required box to confirm you have read and agree to it:

"Terms and Conditions and Privacy Policy. By ticking the box below, UK and EU residents expressly consent to immediate access to this digital content and to any upgrade or add-on purchased in this order, and acknowledge that the 14-day right of withdrawal is lost once access begins."

By ticking that box and starting the course, you give your express consent to immediate supply. You also acknowledge that you lose your 14-day right of withdrawal at that point.

Courses bought as an upgrade or add-on. Where you buy a course as an upgrade or add-on within the same order, immediately after your first purchase, the consent you gave at checkout applies to it. Your 14-day right of withdrawal is lost once access begins.

This applies to self-paced courses only. Where a product includes live access, a community, or an AI thought partner, it is a coaching engagement and the refund terms in Part One apply instead.

16. Course Intellectual Property

The lessons, any worksheet or template, and everything else inside a course are ours. They are for your personal use only.

Where a course includes a worksheet or template you copy to your own drive, anything you write into your own copy is yours. The template itself stays ours.

You may not copy, share, resell, redistribute, or publish the lessons or any template. That includes sharing your copy of a worksheet with the template content still in it.

Part Three — Digital Downloads

17. Digital Downloads

A digital download is a static file. Downloads include things like PDFs, checklists, templates, swipe files, and reference guides.

What a download includes is set out on the sales page and at checkout for that download.

Digital downloads do not include community access, live calls, coaching, or the AI thought partner.

18. Download Access

You get lifetime access to any digital download you buy. Lifetime means the commercial lifetime of that download. You may return to the file for as long as we offer it.

19. Download Payment

The current price is shown at checkout. By purchasing, you agree to the price and payment terms presented to you there.

20. No Guarantee

Digital downloads have no guarantee. Buying one does not give you any promise of a client, an income, or any other result.

21. Download Refund Policy

All sales are final. We do not offer refunds on digital downloads for any reason, including a change of mind.

UK and EU customers. If you are a consumer in the UK or EU, consumer law normally gives you a 14-day right to withdraw from a purchase. A digital download is digital content that is supplied to you immediately.

At checkout you are shown the following, and you must tick a required box to confirm you have read and agree to it:

"Terms and Conditions and Privacy Policy. By ticking the box below, UK and EU residents expressly consent to immediate access to this digital content and acknowledge that the 14-day right of withdrawal is lost once access begins."

By ticking that box and opening the file, you give your express consent to immediate supply. You also acknowledge that you lose your 14-day right of withdrawal at that point.

22. Download Intellectual Property

Digital downloads are ours. They are for your personal use only.

Where a download is a template you fill in, anything you write into your own copy is yours. The template itself stays ours.

You may not copy, share, resell, redistribute, or publish any digital download.

Part Four — Terms That Apply to Every Purchase

23. Intellectual Property

All of our content, including lessons, tools, prompts, frameworks, worksheets, and the Scale Architecture™ Methodology, is owned by us and protected by law. It is for your personal use only. You may not copy, share, resell, or redistribute it without our written permission.

24. Disclaimer

Our products provide education and tools. Your results depend on your own effort, skills, and circumstances. Other than a guarantee stated on the sales page and at checkout for a coaching engagement, we make no promise of any specific income or business result.

25. Your Responsibility for Legal and Regulatory Compliance

Our products give you methodology and tools to build offers, pricing, sales copy, and public-facing materials. What you build with them is yours. So is the responsibility for it.

You are solely responsible for making sure everything you build, price, market, sell, and deliver complies with the law. This includes, but is not limited to:

Data protection and privacy law, including the GDPR and similar rules.
Advertising and marketing rules, including FTC rules on endorsements, testimonials, and required disclosures.
Income, earnings, and results claims.
Health, wellness, and medical claims.
Consumer protection law, including refund, cancellation, and disclosure requirements.
Any tax, licensing, or registration requirements that apply to your business.

These rules can apply based on where you are located and where your buyers are located. You are responsible for compliance in every jurisdiction that applies to you and to the people you sell to.

Our products provide education, methodology, and tools. They do not provide legal, regulatory, tax, or compliance advice. We do not review, approve, endorse, or take responsibility for anything you build, publish, price, or sell. We recommend you consult a qualified professional in your jurisdiction before you publish or sell.

26. Limitation of Liability

To the fullest extent allowed by law, we are not liable for any indirect, incidental, or consequential damages arising from your use of our products. Our total liability to you is limited to the amount you paid for the product the claim relates to.

27. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to its conflict of law rules.

28. Changes to These Terms

We may update these Terms from time to time. When we do, we will change the "Last updated" date at the top. Your continued use of our products means you accept the updated Terms.

29. Contact Us

Questions about these Terms? Contact us at:

Heath Close Online Business Management LLC
3000 S. Hulen Street Suite 124-677
Fort Worth, TX 76109

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